DCA style

I totally agree with DCA strategy, I just feel that I do it completely differently to most. Most seem to have a set amount and whether weekly, fortnightly, monthly whatever they put in the set amount.

Is it not a lot more sensible to have a kind of ‘fiat fund’ for DCA, pay the funds into that and each time BTC has a shocker, huge red day, everyone crying, it’s all over, which happens frequently, you put all of your accumulated funds in then, rinse & repeat. You’re still doing exactly the same DCA into BTC but you’re generally maxing your lower average.

I don’t seem to hear many people who DCA like this, maybe a lot do it’s just not often mentioned, yes sometimes that decent chunk you buy will immediately go down, but it’s still waiting for optimal times to put your funds in rather than imo stupidly just adding on a time based approach.

Maybe it’s due to people not trusting themselves with the fiat amount building up, and know once it’s locked into BTC it’s there and it’s not being used in an emergency I don’t know.

Thoughts?